Most retirees or soon to be retirees with accumulated assets are looking for stable income and a way to minimize their investment risks. They strive to build a portfolio of investments that can safely generate income for them for the rest of their lives
By using a strategy-driven approach that utilizes time to mitigate risk, retirees can feel comfortable knowing their income is mapped out for a minimum of 15 years.
Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system or financial planning strategy can guarantee future results. Therefore, no current or prospective client should assume that future performance or any specific investment, investment strategy or product will be profitable.
Fixed Income
This Segment is designed to be spent down over 5 to 7 years thus "buying time" for the Balanced Segment to potentially grow. This category is usually invested in safe, sometimes guaranteed, investments.
Balanced
This Segment is a bridge between the Income Segment and Growth Segment. This Segment is designed to replenish the Fixed Income Segment resulting in additional time for your long-term investments to potentially grow.
Long-Term Growth
This Segment is designed for 15-25 years of growth. Since the other Segments have provided time, this Segment is designed to grow untouched for many years.
Lifetime Income
This Segment potentially provides investors with income for life and is suitable for conservative investors who believe they have a long life expectancy.
Income & Growth
This Segment is designed to provide both income and growth for the portfolio over the long-term. This category can include alternative investments. Income generated from this category may be used to supplement income required from the Lifetime Income and Fixed income Categories.
